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Cabinet Shop / Millwork Field Inspection Worksheet
Field worksheet for cabinet and millwork production, dust collection, flammable finishing operations, machinery safety and fire protection.
Business / Building / Products
Underwriting Focus — Occupancy and process
Distinguish woodworking fabrication, assembly, sanding, finishing, retail showroom and installation. A shop with spray finishing has a different fire/airborne combustible exposure than assembly-only work.
Woodworking / Dust / Machinery
Underwriting Focus — Combustible dust
Look for visible wood dust at machines, elevated ledges, duct leaks and collector areas. Photograph representative controls and deposits; inspectors should observe, not test, explosion protection systems.
Finishing / Solvents / Fire Controls
Underwriting Focus — Paint booth and rag fire
Document spray equipment, filter buildup, ignition sources, properly rated chemical storage and oily-rag collection. Photograph booth suppression service tag if present. Do not describe every paint booth as code-compliant based on a visual walkthrough.
Delivery / Installations / Values / Premises
Underwriting Focus — Away-from-premises work
Separate in-shop operations from delivery and installation. Confirm who drives, whose vehicles are used, whether subcontractor insurance is obtained and whether completed operations are included in the exposure.
Photos to Obtain
Required: readable service tags (if applicable), complete condition/context photos for each recommendation. Never photograph identifying clients without permission.
Narrative Insert
The insured operates a cabinet shop / millwork business at ____ in a ____-story ____ construction building of ____ square feet. Areas include ____ shop, ____ storage, ____ office and ____ showroom. Products and customers include ____. Building updates and housekeeping are ____.
Machinery consists of ____. Dust collection and sawdust housekeeping controls are ____. The business does / does not conduct spray finishing. Paint booth, ventilation, suppression service, solvents, flammable storage and oily-rag controls consist of ____. Other building fire protection is ____.
Delivery and installation are performed by ____ using ____ vehicles / subcontractors, with insurance verification ____. Contents and inventory are estimated at $____; projected annual sales are $____. Egress, exterior premises and reported losses are ____.